Consolidating loans in default


23-Nov-2017 03:40

consolidating loans in default-21

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Use the same Credit Act against your creditors, to repay your debt, according to what you can AFFORD.Debt counselling is FORCED ONTO CREDITORS by the Credit Act, and they cannot refuse your application, if you make a reasonable offer, to repay your debt.Since very early times, there is reference to poor and over-indebted people, which has not changed over the centuries.Every era and culture had their own way of dealing with debt just look at these two examples: o Debtors and creditors are mentioned even in the Bible!One of our clients recently said: You changed our lives 120%!Court rulings are heavily skewed in favour of creditors, where consumers cannot repay their debt.

consolidating loans in default-23

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Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 5.7% per annum and a fee of £108.00 would result in a representative rate of 6.9% APR, monthly repayments of £230.52 and a total amount repayable of £8,298.72.

- BUT remember, debt does not make you a bad person in any way, just unfortunate.



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